The Bold MFB API provides comprehensive access to our platform’s features, allowing seamless integration with your application. To get started, you must first create a Bold MFB account and obtain the necessary API keys for all integrations.

Authentication

Two authentication profiles are supported — v1-static (the default for standard merchants) and v2-hmac (HMAC-signed, used by high-volume partner integrations). The full headers, signing recipe, and rotation policy live on the dedicated Authentication page. Each Business is configured server-side to use one profile; partners do not switch per request.

Partner integrations — Outlets

Partners with a multi-location model can model each operating location as an Outlet under their Business. Each Outlet owns a collection wallet (inbound only, virtual-account-attached, auto-swept to the partner’s primary collection wallet) and a deposit wallet (via the standard transfer endpoint). Outlet management lives under the Outlets section. Outlets are entirely API-managed.

Environments

EnvBase URL
Sandboxhttps://corebanking-staging.boldmfb.com/api
Livehttps://corebanking.boldmfb.com/api

API keys are environment-scoped. See the Authentication page for the env-prefix rules.